Key Planning Themes:

• Entity structure and ongoing review
• The right structure can affect payroll taxes, flexibility, reinvestment capacity, and exit outcomes.
• Owner compensation design
• Salary, distributions, and fringe benefits must be structured carefully to balance compliance and efficiency.
• Income and deduction timing
• Strategic control over billing, collections, and major purchases can smooth taxable income and reduce surprises.
• Owner‑focused retirement planning
• Business owners may have access to retirement strategies that allow for significantly higher contributions than standard plans.
• Exit and succession planning
• Whether selling to a third party or transitioning internally, tax consequences should be modeled well in advance.

Strategic insight: The most effective tax strategies support business growth rather than restrict it.